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Annual percentage rate

Annual percentage rate on a leasing deal

The annual interest rate is 3.81%. Assuming a car price of 15 000 EUR, a financial leasing period of 5 years and a down payment of 10%, the leasing interest rate will be 3% + 3 months. EURIBOR, as well as commission fee for the leasing transaction of 1.5% of the leasing object price (225 EUR). Under these conditions, the total amount to be repaid is EUR 16,301.65 with a monthly payment of EUR 242.94. This example is informative. Each customer’s situation is evaluated individually.

Annual percentage rate on a consumer loan

The annual interest rate is 11.5%. Assuming the loan amount (car price) is EUR 15 000, the loan agreement lasts for 5 years, a down payment of 0% and a fixed interest rate of 10%, a commission fee is EUR 300. Under such conditions, the total amount to be repaid is EUR 19 422.24 with a monthly payment of EUR 318.71. This example is informative. Each customer’s situation is evaluated individually.

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