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VISA Style payment card

VISA Style payment card

  • An individual design payment card
  • For payments in Latvia and abroad
  • The customers of SEB bank can apply for it via the internet banking

For the VISA Style payment card design, you can choose any of the images offered by SEB bank or a picture from your private gallery. It is also possible to apply for the VISA Style payment card as the credit card.

  • You can create an individual design for VISA payment as well as VISA credit card.
  • No commissions for your purchases of goods and services in Latvia and abroad
  • Use it for booking plane tickets and hotels
  • Handy for payments for your online purchases
  • Withdraw cash from ATMs and banks worldwide. If the amount is EUR 600 or less for all accounts in a calendar month, you can do it at no extra cost at the ATMs of SEB bank and Swedbank in Latvia, as well as at SEB Group ATMs in Estonia and Lithuania.
  • Get information about your account balance and the most recent transactions in the account beyond the bank's business hours – at SEB bank’s ATMs, through the internet banking or in an SMS;
  • Top up the balance on your current account by depositing cash in the SEB bank's cash depositing/dispensing ATMs.
  • Tie several additional cards to your current account (e.g., for your family members) and set an individual limit for cash withdrawals from ATMs for each card.
  • If necessary, you can withdraw cash at POS in shops at no extra cost;
    Read more about Cash disbursement
  • Get accident insurance only for 5.00 EUR a year.
  • Choose hockey club Dinamo picture for your Style card design here.


For the VISA Picture card design, you can choose any of the images offered by SEB bank or a picture from your private gallery. To use own photo, upload it by ordering a card via internet bank, in card application form.

Terms for uploading own photos

The image for the Card of Your Style has to be in the JPG format and cannot overreach 3MB and which pixel size is not smaller than 1600 × 1050 pixels.

Please note that choosing pictures involving below mentioned aspects is not allowed:

  • Pictures with provocative or sexual nature;
  • Political material of any kind;
  • The national flags and symbol images;
  • Racially insulting/prejudiced materials of all kinds;
  • Material that can offend cultural or religious values;
  • A portrait of an adult person including the cardholder, designed for the identification purposes;
  • Celebrities/musicians/athletes/representatives of entertainment industry/public figures;
  • Self-promotion of any kind (e.g. business card);
  • Offers including phone numbers or any type of services;
  • Belonging to groups that aim to be "socially unacceptable", including their activities, names or symbols;
  • Advertising or promotional material;
  • Competing brands;
  • Material that is protected by copyrights;
  • Branded products and services, their abbreviations, acronyms or symbols of any kind;
  • All photos that can create situations when the card is not accepted at the point of sale or other problems appear;
  • All kinds of objects that can be used for fraud;
  • All items or processes that are inconsistent with the card's safety requirements;
  • Graphic design elements that can lead to violent attitude or mocks the card's brand;
  • Low quality images.

  1. If you already are the customer of SEB bank, you can create the desired design of you card via the internet banking by selecting any of the offered pictures in the gallery or by uploading your own picture.
  2. If you are not a customer of SEB bank yet, after opening of the current account at a branch of SEB bank, you'll be able to choose any of the offered pictures available in the gallery or create the card design via the internet banking.
  3. To receive the card, you will need to visit the bank in person, taking along your passport of ID.
Services Fees
Fee for preparing a card/additional card 1.20 EUR
Fee for use of the card/additional card (per month)1 1.20 EUR
Replacing a card/additional card 6.00 EUR
Commission for purchase Free of charge
Cash withdrawal in another bank 2%, min 3.00 EUR
Cash withdrawal at ATMs of:
Up to 600 EUR within one calendar month for the customer's all accounts
   •  SEB bank
   •  SEB group (Estonia, Lithuania)
   •  in Latvia: Swedbank
Free of charge
Exceeding monthly expenses of 600 EUR within one calendar month for the customer's all accounts
   •  SEB bank
   •  SEB group (Estonia, Lithuania)
   •  in Latvia: Swedbank
0,29% of transaction amount
   •  other banks 2%, min 3.00 EUR
Cash withdrawal at business operators' outlets Free of charge
Cash deposit at SEB bank’s ATM:
   •  up to 6,000 EUR within one calendar month for all customer's accounts Free of charge
   •  upon exceeding monthly credits of 6,000 EUR for all customer's accounts 0,1% of transaction amount

Others charges and terms related to VISA Style payment card

Reviewing a complaint2, 3 Free of charge
Change of PIN code in SEB bank’s ATMs Free of charge
Fee for unblocking PIN code of a card in SEB bank’s ATMs, if the PIN has been entered incorrectly for 3 consecutive times while using POS terminal Free of charge
Change of card transaction limit within SEB bank's standard limit (branch)4 5.00 EUR
Change of card transaction limit above the standard maximum limit set by SEB bank4 10.00 EUR
Checking the account balance through ATMs of:
   •  SEB bank Free of charge
   •  other banks in Latvia 0.45 EUR
   •  other banks abroad 1.00 EUR
Fee for urgent card issue5 30.00 EUR
Surcharge on currency exchange when the currency of the card’s main account is not that of the transaction currency6 3%
Calculation period 1 month


The limit of cash withdrawal from ATMs within a period up to 24 hours for users of VISA Style payment card is 1,500 EUR.

Total cash deposit limit in ATMs with all customer’s cards is 15,000 EUR per month.

The limit of purchases within a period up to 24 hours for users of VISA VISA Style payment card is 4,000 EUR.

Customers until 18 years of age get the same price and limits as applied for Mastercard Junior debit card.

For other services (current account maintenance, transactions in the account, processing of the customer’s documents etc.) which SEB bank provides to the customer in relation to payment card servicing, the customer pays in accordance with SEB bank’s General Price list for individuals.

A maximum of 200 banknotes can be deposited in an ATM in a single deposit transaction.



1 Charged starting from the second month of using the card/additional card.

2 If processing of the complaint involves obtaining documentary proof of transactions, then a fee will be charged to the amount of the actual cost of the service.

3 Application shall be deemed received by us:
    •  on the current working day if the application is submitted and received before 16:00;
    •  on the next working day if the application is submitted after 16:00.

   In case working day is shortened according to the law, the above deadline shall be one hour prior to end of the shortened working day.

4 Includes changes in POS, ATM and monthly spending limits.

5 The card can be received at SEB bank’s branch "Dienvidu" at 16:00 of the same business day, if application has been submitted by 12:00, and at 16:00 of the next business day, if application has been submitted after 12:00.

6 Information about exchange rates is available on the home page of International card organizations

https://www.mastercard.com/global/currencyconversion/index.html and



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