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Repayment of the credit limit

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  • The used credit limit is automatically repaid from the current account, linked to your credit card on the 15th day of the month or other date (5th to 15th), chosen by you. It is the date, when you need to have sufficient amount of the money on account to cover your credit limit and interests.
     
  • You can make repayment of the credit limit on your own via internet bank selecting the relevant credit card and the step “repay” in a section Loans/Leasing – My loans -  Loan agreements or in a section Accounts/Cards - Card credit limit. This additional step is required to use the money from the credit card account for covering of the credit limit, including in cases when the money has been deposited at an ATM.

Total amount of used credit limit is available under the Card credit limit heading in internetbank menu Loans / Leasing - Loans / My loans.

To find the next amount to be repaid, click on the ► next to Card credit limit heading.

During the period from the 1st to the 15th date of the month (or up to your chosen repayment date) you will see the basic amount of your next payment, interest payment (calculated on the previous month for the actually used credit limit) as well as the basic amount and interest payment in total.

Repayment date. If the repayment date is a weekend or holiday, it is postponed to the next working day. If you have not selected a different date (from 5 to 15) in internet bank section Change parameters, the next payment will be made automatically on the 15th day of the month.

You can choose Make repayment in a card credit limit section.

Use it if you want to repay the basic amount of the credit card before the term (it is not possible on a date of automatic repayment).

You can not repay interest before the term – it will be automatically removed from your account on the 15th day of the month or on other repayment date chosen by you.

You can choose how to repay the credit limit – as the interest-free credit limit, the line of credit or the fixed payment

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