Digital coin jar
First step to start saving
- Digital solution for savings
- The more you pay with a card, the more you save
- Follow the growth of savings in internet bank
Digital coin jar is a free-of-charge solution for saving money, which rounds up the debit card payments to the next full euro and transfers the difference between the rounded and paid sum from your current account to the savings deposit. This way your financial reserves in the savings deposit will start growing in small but consistent amounts.
The basic principle of the Digital coin jar is simple: if you make a card payment worth e.g. 6,40 euro and payment amount today is debited from your current account, then by next morning 0,60 euro will be transferred from your current account to the savings deposit (7,00 EUR - 6,40 EUR = 0,60 EUR).
While payment amount is being reserved on your current account, Digital coin jar will not make any transfers to savings deposit. All action are executes after purchase amount in debited from your current account.
With the Digital coin jar, you may save by using the existing savings deposit or open a new savings deposit together with subscribing to the Digital coin jar.
If you are not a user of Digital coin jar yet, you can find out the amount of your possible savings in your internet bank according to your previous month card purchases. It is possible with the calculator in your internet bank section Savings / Pension -> Digital coin jar.
If you already use Digital Coin Jar, it is easy for you to find out the amount of savings on a particular day or within time period you specify with the help of our savings account statement.
Application for Digital coin jar is possible in internetbank Savings/Pension ⇒ Deposits ⇒ Digital coin jar.
In order to apply for Digital coin jar, Current account and savings deposit in euro currency are necessary.
New savings deposit can be opened during applying to Digital coin jar.
Bank's annual interest rate for storage of funds in a Savings deposit
Minimum balance to receive interest - 0.01 EUR, 0.01 USD
| EUR | USD | |
|---|---|---|
| Standard rate | 0,05% | 0,10% |
Effective as of 24.09.2014
| Services | Fees |
|---|---|
|
Funds transfer from Current Account to Savings deposit, or cash deposit through branch office |
|
| In accordance of the General Price list section "Payments" or “Cash Transactions” | |
|
Money transfer from a Savings deposit |
|
|
With a prior written request EUR or USD (The transfer request must be submitted 3 calendar days in advance) |
Free of charge |
| Without a prior written request EUR or USD | 0,5%, min 5.00 EUR |