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How to receive an insurance indemnity? |
What should be done when an insurance event occurs? More information about the necessary documents is available in the terms and conditions of the accident insurance contract. Indemnity will be paid no later than 30 days from the date of submission of the claim application and the relevant documents. |
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What documents are required to file the claim application? |
Documents to be submitted: the claim application, medical documents (an extract from the medical card of the patient of the outpatient department and/or hospital)/in case of disability - documents that confirm the disability in accordance with the procedure laid down in the laws of the Republic of Latvia, the cause and severity of the disability/in the event of death – a copy of the death certificate, presenting of the original will be required. If documents are submitted by heirs – presenting of the document confirming the right to inheritance would be required. |
Risks insured under the policy and the amount of the indemnity
Insured risks:
- Insurance in the event of death – 3 500 EUR;
- Incapacity in the event of a severe injury – 3 500 EUR;
- Bone fracture – 1 500 EUR.
The amount of the indemnity:
Nervous system damage
| The indemnity will be paid for the most severe injury: | |
|
20% |
|
50% |
|
100% |
|
100% |
Upper limbs
| Indemnity will be paid for the most severe injury: | |
|
80% |
|
80% |
|
60% |
|
10% |
Lower limbs
| Indemnity for one leg will be paid for the most severe injury: | |
|
80% |
|
80% |
|
60% |
|
10% |
Sensory organs
|
50% |
|
80% |
|
80% |
Bone fractures
|
100% |
|
80% |
|
25% |
|
20% |
|
10% |
|
20% |
|
10% |
|
5% |
