For private banking customers
Personal team working to help you reach your financial goals
Individual financial management strategy
Wide opportunities of international financial advisory and services
We keep privacy in all financial matters
Wealth management
- Individual investment advice
- Discretionary portfolio management
- Digital solutions for independent investors
Leveraging your assets
- Large variety of different credit products
- Individual financing solutions
- International opportunities
Solutions that meet the highest international standards
As a person having acquired significant private wealth or as an investor interested in international markets, your financial needs might extend beyond your country of residence. In cooperation with the International Private Banking Unit of SEB in Luxembourg we draw upon the knowledge, experience and resources of a worldwide network, offering cross-border financial solutions.
An international wealth management concept
Access to advanced investment opportunities
Flexible multi-currency loans secured by your investment portfolio
Mortgage loans in the European countries (France, Spain, UK, Switzerland, Luxembourg)
Mastercard World Elite
This credit card has become a worldwide symbol of quality and privileges, as it provides personalised services and special advantages only made available to World Elite cardholders.
- Mastercard Concierge service – your personal assistant abroad
- Foreign travel insurance – wide range of insured risks for you and your family
- Fast track check-in at Riga, Tallinn and Vilnius international airports
- Priority Pass – the opportunity to use business lounges at over 700 international airports
New service plans
Scroll the table horizontally, in order to see more information on different service plans.
| Service name | Daily | Progressive | Exclusive | Elite |
|---|---|---|---|---|
| Apply for a service plan | Apply | Apply | Apply | - |
| Conclusion, monthly fee | 3 euros (free until the age of 26)1 |
5 euros | 10 euros9 | 25 euros13 |
| Current accounts without monthly fee2 | ||||
| Unlimited number of free intra-bank and European payments in electronic channels3 | ||||
| Mastercard Debit payment card4 | ||||
| Cash withdrawal free of charge from SEB ATMs in the Baltics and Swedbank ATMs in Latvia (monthly limit is common across all customer cards) | Up to 750 euros | Up to 1000 euros | Up to 1500 euros | Up to 3000 euros |
| Compensation paid out to the customer in case of a trauma5 | 50 euros a year | 100 euros a year | 200 euros a year | |
| 1 credit card without maintenance fee6 |
Mastercard Standard credit card Extra services included with no additional cost:
|
Mastercard Premium credit card Extra services included with no additional cost:
|
Mastercard World Elite credit card Extra services included with no additional cost:
|
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| Possibility to add members8 | - | Up to 2 members can use this plan with a 50% discount | Up to 2 members can use this plan with a 50% discount | Up to 4 members can use Exclusive plan with 50% discount |
1 Customers aged 7 to 25 (including) automatically receive the Youth offer, which is equivalent to the Daily plan and requires no agreement. Please note that Instant Trauma Insurance is not included in the Youth offer. Once the customer turns 18, they can apply for the Daily service plan to gain access to the Instant Trauma Insurance. The Daily plan remains free of charge until the customer turns 26. From the age of 18, customers can also opt for other service plans or services, paying according to the applicable price list.
2 We do not offer a current account with no monthly fee to non-residents of EEA Member States who have a service plan.
3 Includes an unlimited number of intra-bank and Standard SEPA payments (including instant payments), e-invoice with automated standing order and standing order payments to European banks.
4 If the customer has several payment cards, the monthly commission fee will not be applied to the card for which the agreement was concluded earliest.
5 5. With the insurance cover in the event of trauma, you will be compensated if, due to an accident, you have suffered a health problem (trauma), due to which you have been required to visit an emergency medical department. The indemnity is paid for one such event in a calendar year and its occurrence must be proven by medical records. The indemnity is paid within two working days from the submission of the required medical documents. The customer does not need to conclude an insurance agreement to obtain this insurance cover. The insurance is valid from the day following the conclusion of the service plan agreement until the expiry of the agreement or until the member is removed from the service plan. The insurance cover in the event of trauma is provided by the Latvia branch of SEB Life and Pension. Please review the information document of the instant trauma insurance service and the insurance terms and conditions (incl. the limitations and exclusions therein) on the website of SEB.
6 If the customer has multiple credit cards, the monthly commission fee will not be applied to the card for which the agreement was concluded earliest.
7 Elite plan’s monthly fee includes the possibility to use one additional Mastercard Premium or Mastercard Standard credit card without the monthly usage fee.
8 A plan member can be an adult who holds a current account with SEB. The Service plan user can add up to 2 members who can use the plan at a 50% discount. The fee for each added member will be deducted from the main user of the plan.
9 Customer benefit programme’s Gold level members receive a 50% discount.
10 Flight Delay Pass – lounge access in case of flight delay.
11 Priority Pass – the opportunity to use business lounges at over 1300 international airports.
12 Mastercard Travel & Lifestyle Services – 24/7 access to luxury travel and dining benefits.
13 Available only to Private Banking customers with a Private Banking Agreement.
Our team
For making accurate decisions that bring the best results, we provide you with a personal team consisting of your personal private banker and other professions who manage your respective financial needs.
Latest market information
- Regular reviews of financial markets (Investment Outlook, Nordic Outlook)
- Investment strategist Monthly and Quarterly comments on market situation
- Monthly savings and investment newsletters
- Other reviews
Easy access to our newest financial solutions
We thrive to develop new technological solutions for your convenience
Easy investing opportunities in SEB mobile app
Signing financial documents remotely
How to become a customer of SEB Private Banking
Private Banking services are intended for customers whose financial assets are valued starting from 200 000 EUR.
We offer a full range of financial services related to your financial needs – from everyday banking services to preparation of personal financial strategy. We are focusing on your wealth and investments structure, personal financial decisions, direct and trusted partnership.
