For Private Customer
Support payments for housing borrowers
The amendments to the law adopted by the Saeima provide for the payment of support to housing borrowers once a quarter in 2024.
Our customers do not need to fill in applications or take any other additional actions – the State Revenue Service will pay out support once a quarter to those borrowers who meet the criteria set by the state.
More favorable conditions for home loan
Apply for a home loan until December 31 and receive:
- Especially beneficial interest rate
- Escrow account for 0 EUR
- Loan processing free of charge
- 30% discount for property insurance from our partner If Apdrošināšana
Offer is valid for A class apartments. Calculation example: real estate price 80 000 EUR, customer down payment 12 000 EUR, loan amount 68 000 EUR, interest rate is 6%, the interest rate is variable and consists of the total sum of margin and base rate, loan repayment term 30 years, monthly payment 412 EUR (360 payments in total), calculated according to annuity method. Commission fee for processing the loan is - 0%, commission fee for servicing the current account - 1 EUR per month. Annual percentage rate of charge (APRC) 6.31%, total amount to be paid 148 464 EUR. The loan is secured by a real estate mortgage, the mentioned real estate must be insured for the entire duration of the loan agreement.
New service plans for your everyday needs
- Free transfers to banks throughout Europe
- Debit and/or credit card with no monthly fee
- Commission-free cash withdrawals at SEB ATMs in the Baltics and Swedbank ATMs in Latvia
- Complimentary purchase and travel insurance for credit card holders
- Trauma insurance for free
- No-cost daily banking services for children and youngsters
