Private Banking

¹ Customers aged 7 to 25 (including) automatically receive the Youth offer, which is equivalent to the Daily plan and requires no agreement. Please note that Instant Trauma Insurance is not included in the Youth offer. Once the customer turns 18, they can apply for the Daily service plan to gain access to the Instant Trauma Insurance. The Daily plan remains free of charge until the customer turns 26. From the age of 18, customers can also opt for other service plans or services, paying according to the applicable price list.
² We do not offer a current account with no monthly fee to non-residents of EEA Member States who have a service plan.
³ Includes an unlimited number of intra-bank and Standard SEPA payments (including instant payments), e-invoice with automated standing order and standing order payments to European banks.
⁴ If the customer has several payment cards, the monthly commission fee will not be applied to the card for which the agreement was concluded earliest.
⁵ 5. With the insurance cover in the event of trauma, you will be compensated if, due to an accident, you have suffered a health problem (trauma), due to which you have been required to visit an emergency medical department. The indemnity is paid for one such event in a calendar year and its occurrence must be proven by medical records. The indemnity is paid within two working days from the submission of the required medical documents. The customer does not need to conclude an insurance agreement to obtain this insurance cover. The insurance is valid from the day following the conclusion of the service plan agreement until the expiry of the agreement or until the member is removed from the service plan. The insurance cover in the event of trauma is provided by the Latvia branch of SEB Life and Pension. Please review the information document of the instant trauma insurance service and the insurance terms and conditions (incl. the limitations and exclusions therein) on the website of SEB.
⁶ If the customer has multiple credit cards, the monthly commission fee will not be applied to the card for which the agreement was concluded earliest.
⁷ Elite plan’s monthly fee includes the possibility to use one additional Mastercard Premium or Mastercard Standard credit card without the monthly usage fee.
⁸ A plan member can be an adult who holds a current account with SEB. The Service plan user can add up to 2 members who can use the plan at a 50% discount. The fee for each added member will be deducted from the main user of the plan.
⁹ Customer benefit programme’s Gold level members receive a 50% discount.
¹⁰ Flight Delay Pass – lounge access in case of flight delay.
¹¹ Priority Pass – the opportunity to use business lounges at over 1300 international airports.
¹² Mastercard Travel & Lifestyle Services – 24/7 access to luxury travel and dining benefits.
¹³ Available only to Private Banking customers with a Private Banking Agreement.