SEB Baltic Innovation Team

Baltic Innovation Team provides world-class content, tools & skills so that new ideas could be developed with confidence and more certainty.

Innovation Centers in Baltics

SEB Innovation Centres create environment for companies to thrive - a place, where entrepreneurs can get support, learn, collaborate and achieve their goals. Also it facilitates experimentation with fintechs, academia and corporates to form partnerships related to SEB business goals.

Our journey & achievements

We are supporting companies with ambition to grow and scale their businesses. For this, we have created our signature program - SEB Growth Program, that helps small and medium sized companies find new growth models and develop significantly faster than the general rhythm of the market. Whether the challenge is the digitalisation of products and services, the expansion into new markets or another direction that brings growth to the company. In doing so, we pay attention to the fact that business growth is achieved sustainably.

SEB Growth Program, is a 6-months growth accelerator which involves students, researchers and SEB mentors in the company's teams to find and achieve sustainable business growth.

Collaboration with external parties has never been so important as it is today. Our world, including business, is being rapidly influenced by changing consumer behavior, their expectations and technology shifts. Hence, we at SEB, believe in Open Innovation.  Partnering with innovative companies is a critical step towards meeting and exceeding our clients’ needs and expectations. We are running multiple of programs and initiatives towards attracting, exploring and partnering with innovative companies.

First, you can reach us directly through Innovation Centers in all Baltic countries to explore viable collaboration opportunities.
Secondly, we participate at a flagship Mastercard Lighthouse development program (FINITIV) for Nordic and Baltics fintechs to form partnership with banks.
Also, our Open Banking platform for developers allows to build leverage our existing infrastructure. Lastly, we are always scouting for fintechs, which align to our mission, values and priorities, for investment opportunities.

We firmly believe that the world of education – universities, students, scientists – has immense potential for advancing innovation and economic growth in the Baltics. Therefore, academic cooperation is becoming increasingly more important for us at SEB. Being an industry partner for universities has abled us to contribute to the education of our future experts by providing real-world challenges and case studies. This gives the academics great practical experiences, and at the same time brings us new and innovative viewpoints to the challenges at hand. In addition, we are happy to bring guest lecturers to universities, support student societies and initiatives and provide industry experts to various projects.

To bring the world of education and entrepreneurship together, students and scientists from Tartu University also join SEB Growth Programme, to give them valuable real-life experience of working with ambitious companies. To make all this happen, SEB opened the 4th Innovation Centre in Tartu – in Delta Building, right at the heart of the academic ecosystem of Tartu, perhaps even Estonia. We are excited to further advance cooperation with educational institutions and are open to all ideas that help bring together the youth, innovation and entrepreneurship.

We believe that entrepreneurial minds and innovative companies are key in creating a better world. Therefore vibrant company culture, life-long learning and cross-collaboration take a significant role in our daily life. As customer centricity is crucial for developing new things, service design mindset that includes diverse teams boosts creativity and empowers us to solve complex challenges

Also we apply Design Sprint methodology [invented by Google Ventures] that helps in a rapid way get proof points at early stage of ideas development. Innovation is a journey of uncovering opportunities, building right solutions and constant improvement based on customer needs.