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Financing your business’ purchases

Real estate, tangible property or EIF guarantees as collateral
Short-term credit boost
Increasing working capital
Balancing cash flow

Microloan with EIF guarantee

  • For companies up to 9 empoyees and turnover up to 2 million
  • Up to 50K EUR 
  • Supported by  EIF's portfolio guarantee programs

Microloan with Altum guarantee and no pledge

  • Finance your business’ projects, buy assets or upgrade premises 
  • Lower interest rates
  • Guarantee of the company’s owner as collateral
  • Fast credit application evaluation
     

Working capital loan

  • Increase working capital for financing business expansion
  • Improve company’s cash flow
  • Guarantees ease for your business operations 

Overdraft

  • Cover unexpected expenses and increase cash flow 
  • Use credit at your own discretion 
  • Account is balanced with incoming payments 
     

Factoring

  • Turn your invoices into an immediate cash flow
  • Secure your busines by insuring debtor risk
  • Supply chain financing to finance your purchases
     

Simple to apply

1.
Send us the filled application
2.
We will contact you with proposal or additional questions
3.
After a positive decision, sign the agreement

Options to finance your business’ trade

Find a suitable option to manage the risks and financing of your company’s trades

Learn more

Cooperation with Altum

In cooperation with Altum we offer the option to get additional collateral (guarantee) to companies that need to increase the access to financing solutions.

EIF Guarantee

Contracts entered into between the European Investment Fund (EIF) and SEB enable us to provide loans and leasing services to micro, small and medium-sized enterprises in Estonia, Latvia, and Lithuania. The Guarantee is provided with the ultimate purpose of enhancing access to finance in line with defined policy objectives. The objective of this program is to increase access to finance for micro-enterprises by offering additional guarantee from the EIF.

To get the EIF-supported financing, fill in  application.

Read more about EIF Guarantee 

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Want to make sure you find
a suitable solution?

  • Our client executives will help you find the most suitable financing solution for your business.
  • We have a dedicated team of professionals you can trust.