Leasing solutions for
your business
Favorable terms
Starting from 1.95% per annum + EURIBOR – for the purchase of a new car on lease*
A commission fee of 1.5% of the car price is applied.
*The offer is valid until 30 April 2025.
Electric cars intrest rate starting from 1,35%
To support sustainable business decisions we offer special interest rate for battery powered electric vehicles.
- With EIF’s guarantee interest rate for electric cars 1,35% + Euribor
- Special interest rate for battery powered electric vehicles: 1,45% + EURIBOR (For cars that are no older than 10 years at the end of the leasing period)
- Standard rate for plug-in hybrid electric vehicles (PHEV): 1.55% + EURIBOR
- First deposit for operating and financial lease starting from 10%
- Special price for CASCO insurance
Valid if the purchase was made from SEB līzings cooperation partners
Calculate the best deal for you
Types of leasing
Financial
Suitable, if you plan to use the car for a long period of time and want to become the owner at the end of the lease.
Operating
Suitable, if you plan to use the car for a certain period and want to return the car at the end of the term, not wishing to sell it. If you wish to use the car for a longer period, you may replace the operating lease with the financial lease.
Example comparison
| Price of the vehicle | 15 000 EUR |
| Term | 5 years |
| First deposit | 10% or 1 500 EUR |
| Commision fee | 1.5% or 225 EUR |
| Criteria | Financial lease | Operating lease |
|---|---|---|
| Monthly instalment (60 months) | 242 EUR | 162 EUR |
| Residual value at the end of lease (35%) | 0 EUR | 5250 EUR |
| Total cost | 16 245 EUR | 11 445 EUR |
| Ownership | Vehicle is transferred into the ownership of the customer. | Vehicle is returned to SEB Leasing. |
The annual interest rate in the calculated sample is 3.49%.
Lease conditions depend on the chosen vehicle and your ability to pay. To get a personal lease offer, please submit an application.
Leasing options
Car leasing
- New and used cars
- Small commercial vehicles
Commercial vehicle leasing
- Cargo trucks, trailers and specialised transport
- Buses, minibuses
- Other commercial vehicles
- New and used vehicles
Industrial leasing
- Construction equipment
- Forestry and wood processing equipment
- Medical equipment
- Industrial equipment
Agricultural machinery leasing
- Tractors
- Combines
- Other agricultural equipment
Simple to apply
Submit a leasing application
We will send you an offer in 1-2 working days
After a positive decision, sign the agreement
EIF Guarantee
Contracts entered into between the European Investment Fund (EIF) and SEB enable us to provide loans and leasing services to micro, small and medium-sized enterprises in Estonia, Latvia, and Lithuania. The Guarantee is provided with the ultimate purpose of enhancing access to finance in line with defined policy objectives. The objective of this program is to increase access to finance for micro-enterprises by offering additional guarantee from the EIF.
To get the EIF-supported financing, fill in application.
Insurance for your assurance
Get insurance from SEB in cooperation with the insurer If P&C Insurance AS Latvian branch
More financing solutions
Investment loan
Expand your business and acquire fixed assets without using working capital.
Microloan
Financing up to 50 000 EUR without a commercial or real estate collateral.
Financing for agricultural companies
Different financing options to support the growth of companies active in agricultural sector.
Want to make sure you find a suitable solution?
