Pension for your employees

Why is it worth saving for an employee’s pension?

Additional motivation of employees

Better image of the employer

Favourable tax environment

Savings opportunities for your employees:

Life Insurance with savings offered and provided by SEB Life and Pension Baltic SE which is a part of SEB group.
3rd Pension Pillar offered and provided by SEB atklātais pensiju fonds which is a part of SEB group.

In consultation you can receive information about both life insurance with savings and 3rd pension pillar.

Flexible provisions suitable for your needs:

competitive and attractive price offer
various investment solutions for all age groups
sustainable investments and competitive investment performance
adjustable terms for contributions
convenient management of the service in SEB Internet Bank

There is more than just one right way to save for employees

Life Insurance with savings

various investment opportunities
the employer administers the contracts and is the owner of the savings
term of the contract - at least 10 years

3rd Pension Pillar

the duration of the contract does not need to be specified
the employee is the owner of the savings
the employee can receive the savings from the age of 55

Lower tax payments

For the contributions of the employer, the following tax is not payable:

for the company - 23.59% of the mandatory state social insurance contributions, when making contributions for the employee's life insurance and/or 3rd pension pillar up to 10% of the gross salary;
for the employee - the mandatory state social insurance contributions of 10.5% and personal income tax. Personal income tax is deducted at the time the savings are paid out.

For the individual contributions made by private persons:

it is possible to recover personal income tax on contributions to the 3rd pension pillar, which does not exceed 10% of the gross annual income (and does not exceed EUR 4,000 per year).

Interested in the offer?

1.
Register for an advisory meeting

2.
We will contact you and prepare an offer suitable for your needs

3.
Conclude a contract

Strategies

SEB Pension Plans

Services are offered and provided by SEB Life and Pension Baltic SE (unified registration number: 40003012938) and JSC "SEB atklātais pensiju fonds" (unified registration number: 40003485047).

Savings solutions for your employees