Paragraphs
Up to
7 years
Agreement term
Starting from
2000 euros
Financing limit
Fixed or floating
Interest
Favorable conditions for agricultural and forestry machinery loan
- Commission fee for processing the transaction, starting from 150 EUR per unit of equipment.
- The interest rate is determined individually.
- Special equipment insurance offer in cooperation with If Insurance (20% discount).
The offer is valid by submitting an application until December 31.
Financing for sustainable goals
Invest in renewable energy not monthly bills. Get personalised offer for:
- The solar panels purchase
- The electric cars charging stations purchase
- Other sustainable solutions
Collateral
- Pledged property for which you take a loan to purchase or renew
- Immovable and movable property, securities and surety as additional guarantee
- It is possible to apply for a guarantee to the extent of up to 80% of the loan provided by ALTUM
| Service | Fee |
|---|---|
| Revision of the application | Free of charge |
| Processing of a loan, increasing of the limit (% of the amount of the increased limit)1 | 1%, min 150.00 EUR |
| Reserving loan resources (calculated in % for the unused amount of the granted loan) | 0,5% |
| Repayment of the loan before maturity (% of the amount repaid before maturity) | 2%, min 1,000.00 EUR |
| Prolongation of a loan maturity1 | 0,5%, min 150.00 EUR |
| Other changes to the loan agreement on the customer's initiative (% of the loan balance)1 | 1%, min 150.00 EUR |
| Uninsured collateral maintenance2 | 20.00 EUR per month |
| Additional services | |
| Valuation of collateral | 0,1%, min 50.00 EUR |
| Document submission for registration of the pledge in paper format | 50.00 EUR |
| Preparation of documents and applications needed for crediting services | 15.00 EUR/hour |
| Preparation of loan agreement and collateral agreements in electronic format | Free of charge |
| Preparation of loan agreement and collateral agreements in paper format | 35.00 EUR |
| Preparing, drafting and approving bank's consents/authorisations and other documents upon the customer's request | By agreement, min 70.00 EUR |
| Printout of information from LURSOFT database (financial statements, full information about the company, etc.) upon the customer’s request | 10.00 EUR (plus VAT 2.10 EUR) |
| Confirmation of loan issuance | By agreement, min 30.00 EUR |
1 The commission fee must be paid on the day the agreement or amendments are signed.
2 Commission fee is applied if the collateral is not insured (insurance policy is not provided to the bank) more than 30 days since expiration of the previous insurance policy.
Simple to apply
1.
Send us
the filled application
2.
We will contact you
with proposal or additional questions
3.
After
a positive decision,
sign the agreement
Required documents
- Filled loan application
- Latest annual report and interim report on current financial year
- Description of how the loan will be used, incl. financial projections
- A valuation report if a property is offered as collateral
- If you are not a customer of SEB, account opening is needed
Other ways to finance your business growth
Business leasing
Leasing for cars, equipment or commercial vehicles for your business.
Microloan
Financing up to 50 000 euros for purchasing fixed assets, upgrading business or production facilities and for other purposes.
Want to make sure you find a suitable solution?
- Our client executives will help you find the suitable financing solution for your business
- We have a dedicated team of professionals you can trust
