You only need to choose the fund with the most suitable investment strategy and relevant risk level. The fund manager will do the rest.
- Recommended for long-term investments
- The minimum amount of an investment is 1 euro
- Wide range – various strategy, geography, equity, bond and technology funds
- Convenient order placement in the Internet Bank and portfolio overview in the mobile app.
- The fund invests in funds managed by many investment managers. There is a risk that an individual fund may fail to fulfil its obligations.
- Individual financial instruments held by the investment fund may be not liquid enough. In such cases selling more of these financial instruments quickly and avoiding decrease of their price is difficult or impossible
- If investments are made in foreign currencies, fluctuations of the exchange rate of the investment currency against the basic currency may also alter the value of investment
How does investing in funds work?
- Open a current or an investment account, and then open and connect the securities account. They can be opened via Internet Bank free of charge
- Choose traditional or strategy funds or both to invest
- Buy funds
- For best long-term results we suggest to create a regular fund standing order, since it will decrease the portfolio fluctuations
SEB investment funds
SEB funds are managed by investment professionals in accordance with the fund's prospectus. Those different types of funds may be suitable for various types of investors who expect a low risk-return-reward on investments as well as for a client who aims to complement a balanced investment portfolio, while accepting a higher risk.
Choose your maximum level of risk and the portfolio management team will take care of the rest.
SEB Active funds are intended for long-term investing. When choosing the SEB Active fund in which to invest, the decisive factors are the purpose of investing, the term, acceptable risk level and the fees. Learn more
- Choose from various funds: bond, money market and stock funds. Also, you can choose from different countries, regions and economy sectors
- Suitable for various types of investors
SEB funds are managed by investment professionals in accordance with the fund's prospectus. Those different types of funds may be suitable for various types of investors who expect a low risk-return-reward on investments as well as for a client who aims to complement a balanced investment portfolio, while accepting a higher risk.
Choose your maximum level of risk and the portfolio management team will take care of the rest.
SEB Active funds are intended for long-term investing. When choosing the SEB Active fund in which to invest, the decisive factors are the purpose of investing, the term, acceptable risk level and the fees. Learn more
Investment ABC
If you are new to investing, it could be difficult to understand all the details. So, we created a short guide which will help you to learn the basic stuff.
- Guide on how to get started
- Advice on what to look for when choosing where to invest
- Investing dictionary
If you are new to investing, it could be difficult to understand all the details. So, we created a short guide which will help you to learn the basic stuff.
Costs and charges of investment funds depends largely on the fund you are planning to invest in. Please see the costs and charges applied for a particular fund that you would like to invest in the prospectus or another document of the fund as well as ex ante costs and charges report of the fund, which could be found here. Usually, the costs and charges of investment funds are composed of the following:
- Securities account opening
- Safekeeping fee / Monthly administration fee depending on the unit class of the fund
- Fund ongoing charge
| Service | Fee in internet bank/ at the customer service points |
|---|---|
| Monthly administration fee for SEB Luxembourg U, F class and SEB Swedish E class mutual funds1, 2, 3 | |
| Monthly administration commission fee includes subscription, regular subscription, redemption, switch and storage of mutual fund units: | |
|
0.035% |
|
0.035% |
|
0.01% |
| Commission for transactions with other class SEB mutual funds3 | |
| Regular subscription of mutual fund units4 | Free of charge |
| Redemption of SEB mutual fund unit | Free of charge |
| Switch | Free of charge |
| Monthly fee for storage of SEB mutual fund units, distributed by SEB bank5 | 0,0150% |
Minimum amount for subscription and switch of SEB mutual fund units - 1.00 EUR or equivalent in another currency.
1 Regular payment orders or operations in Internet bank are possible only for those funds that are publicly distributed by SEB and indicated in SEB bank's home page.
2 Commission is calculated according to the market value of securities or face value at the end of the day, and it is set in the equivalent of EUR according to the currency exchange accounting rates set by the European Central Bank (or if necessary by the rates of the respective national central bank.
3 The maximum allowed subscription fee is indicated in prospectus regulating SEB mutual funds. In cases when maximum allowed subscription fee indicated in the prospectus exceeds the fee indicated in the pricelist, the smallest fee will be applied.
4 Subscription orders are not available.
5 Commission is calculated according to the market value of securities or face value at the end of the month, and it is set in the equivalent of EUR according to the currency exchange accounting rates set by the European Central Bank (or if necessary by the rates of the respective national central bank).
Not sure how to start? Our consultants can help.
- You can consult online via video meeting
- Review your financial situation
- We will recommend solutions based on your situation and needs
When investing you are protected by Markets in Financial Instruments Directive (MiFID)
- Investor protection as stated by MiFID
- Transparency of financial markets
- Your investments are kept separated from the bank’s balance sheet which means they are protected from the bank’s creditors
It is required to have a securities account to invest
- It is used to hold securities and engage in securities transactions
- Transfer to or receive securities from third parties, i.e., to or from other individuals or companies
- An opportunity to buy and sell independently by using the Internet Bank
- No fees for opening or closing the securities account
Our customer reviews
Customer-oriented and responsive bank and very competent employees.
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I like those colourful tools that I can open a digital coin jar and savings account. It’s very easy.
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Convenient, fast services, reliable, stable bank.
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