Life and trauma insurance

Life and personal insurance

Funds to recover from injuries or serious illness
Additional income during the period of incapacity for work
Financial security, if the family loses the breadwinner
Opportunity to ensure that your loan obligations are covered and not inherited

61 209 customers

trust SEB with their life and personal insurance solutions

1 313 424 EUR

Paid in indemnities

2 business days

Average duration of claim processing

The indicated amount of monthly payment is informative. The offer includes price for a customer who can confirm the health certificate included in the application. To find out the exact amount of the monthly insurance payment and payment schedule, click the “Apply” button. By clicking “Apply” I agree that my age will be used to calculate my offer.

Types of Personal insurance coverage

Changes in the Personal Insurance terms and conditions are made (General and its special terms and conditions). From 1 August 2023, they will be applied to new agreements and existing agreements for which the new insurance year has begun (after the mentioned date, the new terms and conditions will come into effect for insurance agreement with the beginning of a new insurance year).

Life insurance

In the event of the death of the insured person, the family receives compensation in the amount of the sum insured.

Terms and Conditions, valid from 01.08.2023 (PDF)
Terms and Conditions, valid from 24.02.2017 (PDF)

Critical Illness*

Insurance suitable for children and adults

The insured person receives indemnity in the amount of the sum insured if he/she is diagnosed with any of the diseases, such as cancer, encephalitis, stroke, kidney failure, etc.

Terms and Conditions (Adult), valid from 01.08.2023 (PDF)
Terms and Conditions (Adult), valid from 24.02.2017 (PDF)

Terms and Conditions (Children), valid from 01.08.2023 (PDF)
Terms and Conditions (Children), valid from 24.02.2017 (PDF)

Permanent Trauma

Insurance suitable for children and adults

The Insured person receives indemnity for irreparable bodily injuries caused by an accident, such as loss of an arm or its function. The amount of indemnity depends on the severity of the injury, for example, loss of thumb 20%, loss of vision 100% of the sum insured.

Terms and Conditions, valid from 01.08.2023 (PDF)
Terms and Conditions, valid from 24.02.2017 (PDF)

Light Trauma

Insurance suitable for children and adults

The Insured Person receives indemnity for minor bodily injuries caused by an accident, such as fractures, dislocations. The amount of indemnity depends on the severity of the injury, for example, a fracture of a toe 1%, a fracture of the wrist 5%, a fracture of the ankle 5%, a fracture of the thigh 15% of the sum insured.

Terms and Conditions, valid from 01.08.2023 (PDF)
Terms and Conditions, valid from 24.02.2017 (PDF)

Instant Life Insurance Benefit

The family has instant access to the certain amount to cover urgent expenses in the event of the insured person's death, such as funeral expenses, settlement of the inheritance or legal advice.

Terms and Conditions, valid from 01.08.2023 (PDF)
Terms and Conditions, valid from 24.02.2017 (PDF)

Accidental Death

The family receives indemnity in the amount of the sum insured if the death of the insured person has occurred as a result of an accident.

Terms and Conditions, valid from 01.08.2023 (PDF)
Terms and Conditions, valid from 24.02.2017 (PDF)

Total and Permanent Disability

The insured person receives indemnity in the amount of the sum insured if an irreversible loss of ability to work has occurred as a result of illness or accident.

Terms and Conditions, valid from 01.08.2023 (PDF)
Terms and Conditions, valid from 24.02.2017 (PDF)

Accidental Daily Allowance

The insured person receives a certain daily allowance for each day of incapacity for work if the incapacity for work has occurred as a result of an accident.

Terms and Conditions, valid from 01.08.2023 (PDF)
Terms and Conditions, valid from 24.02.2017 (PDF)