Simple and easy solution for becoming an investor
- You can invest starting from 1 EUR in index funds.
- Solution has a simple service fee structure: 0,8% fee for buying or selling securities, and a monthly commission for safekeeping securities in the amount of 0,015% of the value of your securities.
- Conclusion of an agreement is free of charge.
- You will select the investment amount and we will do the rest.
- You can choose to invest regularly or just when you want.
- We perform securities transactions on your behalf.
How to start using Micro-investment?
- Open an investment account to defer tax on investment income.
If you don’t have an investment account, you can open it in the internet bank.
- Select where to invest.
We provide you a range of seven different investment funds, which you can freely add to your portfolio. Over time you can also cancel existing investment orders and create new ones. Learn more about the offered funds.
- Choose how much money you wish to invest.
You will be requested to enter the amount what to invest. We will do the rest.
- Sign a one-time or regular investment order.
You can freely choose – invest just a single time or set up a standing order for regular investments, which allows you to turn investing into a habit. You can cancel the standing orders at any time, if you wish.
- Relax, as transactions take place automatically.
The investment order in your Micro-investment account will be used to buy new securities on Tuesday between 10.00 and 18.00. Sell orders are executed the same way.
Where can you invest through Micro-investment?
US equities
The ETF tracks US companies that are included in the S&P500 index excluding companies related to thermal coal, controversial weapons, tobacco and other controversial industries.
Japan equities
The ETF tracks Japanese companies excluding companies related to thermal coal, controversial weapons, tobacco and other controversial industries.
Emerging markets equities
The ETF tracks large-, mid- and small-cap companies from emerging markets excluding companies related to thermal coal, controversial weapons, tobacco and other controversial industries.
Euro equities
The ETF tracks European companies excluding companies related to thermal coal, controversial weapons, tobacco and other controversial industries.
Eurozone government bonds
The ETF tracks Euro denominated government bonds issued by Eurozone member states. Based on the parent index (FTSE EMU Government Bond index), country weights are adjusted to reduce risks associated with climate change.
Corporate bonds
The ETF tracks the performance of Euro denominated high yield corporate bonds. The index consists of ESG (environmental, social and governance) screened corporate bonds.
Emerging markets government bonds
The ETF tracks US-Dollar denominated emerging market government bonds. Bonds can have any rating and any maturity. Within the index, bonds are weighted according to the social and environmental sustainability of their issuers. Currency hedged to Euro (EUR).
Why you should invest
in these ETFs?
All instruments are in EUR so you can easily track the investment performance and not pay any money for the currency conversion.
Dividends are accumulating, which means that the ETF uses dividends to invest automatically within the ETF itself.
These ETFs promote, among other characteristics, environmental or social characteristics.
Fees
| Criteria | Fee |
|---|---|
| Conclusion of agreement, account opening and termination | Free of charge |
| Buying and selling fee | 0,8% for each transaction |
| Custody/safekeeping fee | 0,015% per month |
This information contains general information about financial instruments, investment services or ancillary services. Although the content is based on sources judged to be reliable, AS "SEB banka" will not be liable for any omissions or inaccuracies, or for any loss whatsoever which arises from reliance on it. Information relating to taxes may become outdated and may not fit your individual circumstances. Investment products produce a return linked to risk. Their value may fall as well as rise, and historic results and/or returns are not reliable indicators to expect future result and/or returns and are no guarantee of future result and/or returns; in some cases, losses can exceed the initial amount invested. Where either funds or you invest in securities denominated in a foreign currency, changes in exchange rates can impact the return. You alone are responsible for your investment decisions and you should always obtain detailed information before taking them. For more information please review prospectus of respective fund, as well as information about our investment services or ancillary services available at our web page.
