Insure your home and feel at ease
The insurance service is provided by the If P&C Insurance AS Latvian branch*, represented by the insurance agent AS “SEB banka”.
All risk insurance with small monthly payments.
Easy to buy in the internet bank
Quick payout of the indemnity. In most cases the decision is made within 2 working days after receipt of all documents
Now to purchase Home insurance is more convenient
Conveniently choose any of the If Insurance Home insurance policies via internet bank.
96% of If customers
would suggest If Insurance to their family and friends.
Opportunity to split
the policy price in 12 payments without no additional charges.
Use your own repairer
or select the partners of If after the accident.
Choose level of protection
Basic risk
Covers all the risks listed in the package (PDF, LAT):
- Fire and natural disasters
- Theft, robbery and vandalism
- Water leakage from pipes and engineering utilities
- Home assistance
- Dwelling use interruption
All risk
Covers losses caused by various accidents (also unexpected accidental damage caused by you and your family members), unless they are listed as an exception:
- Including Basic risks
- Damage caused by electrical fluctuations
- Damage caused by neighbours’ repairs
- Other unexpected accidents (except those which listed as exceptions)
Rental risk
Covers risks of various accidents, unless they are an exception, as well as the losses caused by long-term or short-term tenants:
- Including All risks
- Damage caused by tenants
Covers included in all plans
Fire
Thief and vandalism
Water leakage
Help in property
For more protection you can additionally insure
Belongings inside the house or apartment
The furniture, household appliances, clothing and electrical appliances, as well as hobby items within the house or apartment will be insured.
Civil liability
Liability insurance protects you against damages that you have caused to others as the owner of an apartment or house
What to do in case of insured event. Essentials.
- Immediately inform relevant authorities (the police, the fire and rescue service or the manager of the house) about the event.
- Submit an application for indemnity 24/7 on the webpage if.lv or by calling If Insurance at +371 67338333.
- Never start repair without the consent of insurer.
