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Short-term loans

Short-term loans

A short-term loan, which enables your business to borrow the necessary sum for increasing your working capital within the limits of the granted credit line - that is, to borrow repeatedly the amount needed at a given moment and to repay it in installments, when funds become available.

Working capital loan

This is a targeted loan to encrease working capital of your company within the framework of a specific project.

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Overdraft

A short-term loan, which enables your business to borrow the necessary sum for increasing your working capital within the limits of the granted credit line - that is, to borrow repeatedly the amount needed at a given moment and to repay it in installments, when funds become available. Interest is payable not only on funds borrowed, but on the total credit line amount reserved by the Bank for your use.

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Microloan

If you would like to buy tools for work, machinery or equipment for your company, or if you contemplate carrying out the repairs of business or production facilities, we suggest that you choose a Microloan. You can apply for it via your internet bank; as for the collateral, it will suffice with the personal guarantee of the company’s shareholder.

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Loan with ALTUM guarantee and no collateral

The credit is suitable for business investment projects, funding current assets and buying fixed assets, repairing commercial and production premises, etc. up to EUR 20,000.

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Short-term loans

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Entrepreneur service plans

Beneficial package of services for everyday transactions