We have everything for your daily finances We have everything for your daily finances
Everyday banking from wherever you are via handy mobile app and comprehensive internet bank
Mastercard Credit cards with purchase insurance and payment cards for safe and convenient transactions in Latvia and abroad
Modern and automatic saving tools that makes saving easy, seamless and fun
Loans tailored for achieving your goals – mortgage, consumer loan, leasing and credit card
Investments that grow with you
Ways to open an account and become our customer
Via the app
In just a 15 minute long registration you will gain access to the mobile app possibilities, order a card delivery to your address, open a current account and almost all the Active plan benefits with a 3 month free trial.
The fastest and most suitable way, if:
- You are at least 16 years old resident of Latvia;
- You are not a politically exposed person;
- Want to start using our services right away – you can become a customer at any time convenient for you.
To access the full banking services, such as loans or credit cards with credit limits, you need to apply for a video meeting or branch visit, to sign the full agreement.
During a video meeting
Choose suitable time for video call, in which you will gain full access to the internet bank, SEB app and all banking services, including loans, savings, cards and payments.
The most suitable solution, if:
- You are an adult and have personal number granted in Latvia;
- You have qualified Smart-ID or eID card;
- Your computer or phone meets technical requirements.
In person
Book a meeting at customer service point to you and receive the full range of SEB possibilities.
Suitable for everyone, especially if:
- You do not meet any of the requirements for a mobile or video onboarding;
- You wish to open an account for a child.
Get more for less with our service plans – bundle of all the necessary daily banking services.
Lower, single monthly subscription fee, that you can change or cancel anytime.
Bank card without a monthly fee
Transfers via internet bank, mobile app and automatic payments across Europe (SEPA)
Handy mobile APP app and internet bank for everyday finance management
Unlimited current bank accounts for different purposes
Special offerings for the first steps
Children (7-17)
- Free account and bank card without monthly fees
- Modern mobile app with free payments and money request functionality
- Not mandatory for guardians to be SEB customers, but it’s handy as child’s account can be overviewed
Youth (18-25)
- Special Youth plan, which from the age of 18 to 21 (inclusive) is free of charge, but from the age of 22 to 25 costs only 70 cents per month
- Handy app for all your needs, such as instant payments, accounts, seamless savings and first steps into investing
Account for your company
- Full scope banking for already established companies – from financing and to salary accounts to e-commerce solutions
- Startup service plan free for a year, as well as special offers from our partners
- Especially easy and fast business account opening via video meeting for SEB private customers
Trusted daily financial partner to 400 thousand personalities in Latvia and 1,7 million customers across the Baltics. Here’s what they say:
"I believe that the staff and quality of the bank’s attitude towards the customer is very good"
"Never lets me down"
"A modern, reliable bank with helpful employees!"
We are here for all your financial goals and needs
From new phone to new home
- Mortgage for your new home or a consumer loan for renovation
- Leasing or consumer loan with special terms for vehicles
- Credit cards with purchase insurance or a consumer loan for bigger purchases
Simple investments and seamless savings
- Easy micro-savings with every purchase or automation via our app
- Simple advisory investment tools for everyone, as well as stocks, funds and FTEs for professionals
- Best performing 2nd and 3rd pension pillars for your retirement and savings options for your children
Insurance for peace of your mind
- Your home, car or your belongings are insured, so nothing can leave you without them
- Health and travel insurance to protect you from unexpected medical bills
- Life insurance to take care of the ones you love and to benefit the tax exemptions