In different situations, having some cash is essential
Withdraw cash from ATMs at any time.
Withdraw cash while shopping at various points of sale for free.
Deposit cash into your account whenever you need by using cash deposit ATMs.
Visit service points that use cash for larger cash transactions.
Cash withdrawal
Our private customers can withdraw up to 600 euros a month for free by using a debit card.
Withdraw cash from ATMs
Most of our ATMs are available 24 hours a day, while ATMs located in stores are available during their business hours. In Latvia you can withdraw cash free of charge from SEB and Swedbank ATMs. In Lithuania and Estonia cash withdrawals are free only from SEB ATMs. After exceeding the monthly 600 euro limit, a 0,29% fee of transaction amount is applied.
Withdraw cash at points of sale
- Withdraw cash for free when making a purchase with a card
- Available in more than 230 points of sale throughout Latvia. Just look for a cash withdrawal sticker.
- Withdraw up to 100 euros, both in banknotes and coins.
As not all places in Latvia have an ATM available, we offer our customers the opportunity to withdraw cash at various points of sale throughout Latvia, including regional grocery stores and gas stations. When making a purchase with your SEB payment card, you can additionally withdraw up to 100 euros – this amount will be added to your purchase and indicated on the check. You can withdraw up to 600 euros a month for free, but after this amount the same fees as for using SEB ATMs are applied.
Cash deposit
You can deposit cash at any time into your account using our ATMs, which accept cash. Use either SMS bank or mobile app to conveniently receive notifications that your deposited amount has been credited to your account. Please note, that after exceeding monthly deposit limit of 6000 euros for all your accounts, a 0,1% fee of transaction amount will be applied to further deposits.
- Deposit up to 6000 euros a month free of charge into your current accounts by using the SEB deposit ATMs
- Money is credited directly to your account immediately after successful deposit
- ATMs of SEB accept up to 200 banknotes of any nominal value inserted in any order
| Service | Fee |
|---|---|
| Cash deposit at SEB banka's ATM for users of SEB banka's Credit Cards: | |
|
Free of charge |
|
0,1% of transaction amount |
| Cash deposit at SEB banka's ATM for users of SEB banka's Payment Cards: | |
|
Free of charge |
|
0,1% of transaction amount |
| Cash withdrawal for users of SEB banka's Credit Cards at ATMs of: | |
|
2%, min 4.00 EUR |
| Cash withdrawal for users of SEB banka's Credit Cards (excl. Temporary card) at ATMs of: | |
|
Free of charge |
|
0,29% of transaction amount |
|
2%, min 3.00 EUR |
| Cash withdrawal for users of SEB banka's Temporary card at SEB bank’s ATM: | |
|
Free of charge |
|
0,29% of transaction amount |
| Others charges and terms related to the payment cards | |
| Change of PIN code in SEB bank’s ATMs | Free of charge |
| Checking the account balance through ATMs of: | |
|
Free of charge |
|
0.45 EUR |
|
1.00 EUR |
| Surcharge on currency exchange when the currency of the card’s main account is not that of the transaction currency1 | 3% |
Total cash deposit limit in ATMs with all customer’s cards is 7,000 EUR per month.2
1 Information about exchange rates is available on the home page of International card organizations https://www.mastercard.com/global/currencyconversion/index.html un https://www.visaeurope.com/making-payments/exchange-rates.
2 SEB bank has the right to unilaterally reduce or increase the cash deposit limit upon evaluation of the Customer's business and personal activities.
Cash transactions in service points
In most cases it’s most convenient to make cash transactions by using ATMs or our remote services, rather than visiting bank. Find suitable remote service.
Only Ridzene service point carry out cash transactions in banknotes and coins.
If you wish to withdraw more than 7500 euros, please notify us in writing one workday in advance before 12:00. When ordering cash, a commission fee of 15 euros is collected from the customer's account at the moment of order. This fee is not returned if the customer doesn’t collect the money without withdrawing the order.
Cash withdrawals without a prior notice are provided to the best of our abilities, however we cannot guarantee that the exact amount will be available. The fee for the cash withdrawal without a prior notice is charged according to the total amount that the customer wants to withdraw.
Cash transactions are available only for SEB customers.
Currency exchange services at customer service points are not available. Find out more about currency exchange.
| Service | Fee |
|---|---|
| Cash deposit in EUR (for each transaction) | |
| To Current account at SEB bank | 0,5%, min 10.00 EUR |
| Cash deposit in coins, over 50 pcs. | 20%, min 10.00 EUR |
| Cash withdrawal in EUR (for each transaction) | |
| Up to 7,500 EUR | 1%, min 10.00 EUR |
| Above 7,500 EUR with a prior notification1 | 1,5% |
| Prior notification for cash withdrawal2 | 15.00 EUR |
| Above 7,500 EUR without a prior notification3 | 2% |
| Withdrawal in coins, over 50 pcs. | 20%, min 20.00 EUR |
Available only for SEB bank customers.
1 Cash withdrawal for amounts exceeding 7,500 EUR must be notified in writing one SEB banking day in advance before 12:00.
2 When ordering cash, the commission fee of 15 EUR is collected from the customer's account at the moment of order. The commission fee for cash withdrawal is collected upon receipt of the order. If an order is not withdrawn, the collected commission for the cash order is not returned.
3 Cash withdrawals without a prior notice are provided to the best of our abilities. The fee for the cash withdrawal without a prior notice is charged for the total amount payable to the customer.
