Would your parents, life or business partners or other dependents manage if they suddenly
lost your support?
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- Without making savings
- Term Life
Term Life
Term Life agreement provides financial security in unforeseen life situations in order to:
- recover from injuries or serious illness;
- replace your income during the recovery period;
- ensure that family could adapt to the new life situation, in case a part of the income is lost due to the death of the insured person;
- ensure that your loan obligations are covered and not inherited.
Calculate how much insurance you need
Age
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Family Provider
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When applying for a consultation, the information entered in this tool will be given to a specialist for use in the consultation.
Free of charge phone call from us is an easy way to find out more about Personal insurance or apply for it.
What kind of protection offers Term Life?
Personal protection
Support in case of serious unfortunate events.
If a person has to face heavy illness or to recover from a serious accident he/she might be also facing high unexpected medical or rehabilitation costs which are not always covered by social security. A person can also be temporarily or permanently restricted from earning his income and supporting himself. Therefore Purpose of Personal protection is to provide funds for medical treatment costs and to compensate loss or reduction of personal income.
- Learn about our covers for Personal Protection
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Total and Permanent Disability
Will replace lost income and secure additional funds to set up new conditions related with disability.
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Permanent Trauma
Will replace lost income and secure additional funds to set up new conditions related with heavy injuries.
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Critical Illness
Will help to bear medical costs and replace income to recover from critical illness.
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Support in case of temporary traumas and disabilities.
Insurance can also be vital in case of lighter temporary traumas, providing extra funds for sooner recovery and compensating lost or reduced income to maintain accustomed living standards. Accidental daily allowance cover is especially important for self employed since it can replace a certain social protection layer.
- Learn about our covers for Personal Protection
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Light Trauma
Will help to cope with medical or other expenses in case of traumas.
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Accidental Daily Allowance expenses
Will secure replacement of reduced income during recovery period.
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Family protection
When family loses a breadwinner they also loose significant part of their income. Purpose of Family insurance is to protect family from financial loses in case of unexpected and to compensate breadwinner’s income for certain period of time that would allow family to maintain their living conditions and to adjust to the new circumstances.
- Learn about our covers for Family Protection
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Life Insurance
Will secure replacement of income to family in case of breadwinner's loss.
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Accidental Death
InsuranceWill secure replacement of income to family in case of breadwinner's loss due to accident.
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Instant Life
Insurance BenefitWill provide instant access to certain amount of money for family to handle practicalities of breadwinner's loss.
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Liabilities protection
Purpose of Liabilities insurance is to ensure that your debts and loans are not left to family and they are protected from risk of loosing their homes and other assets.
- Learn about our covers for Liabilities Protection
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Life Insurance
Will help to cover outstanding debts and loans to one or more counterparties in case of death.
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SEB Loan Payment Insurance
Will cover outstanding loan to the bank in case of death and will help to cope with loan payments in case of illness, accidents and unemployment.
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Children protection
When a child gets seriously sick or suffers from trauma family faces unexpected medical and other spending. Sometimes parents have to stop working to be with the child thus also losing their regular income for some period. Purpose of Children insurance is to cover treatment & other costs related to trauma or sickness of a child and to compensate lost or reduced income for a parent.
- Learn about our covers for Children Protection
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Light Trauma
Will help to cope with medical or other expenses in case of children traumas.
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Permanent Trauma
Will help to bear medical costs in case of heavy injuries and replace reduced income to parents.
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Critical Illness
Will help to bear medical costs in case of critical illness and replace reduced income to parents.
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Manage your insurance remotely
Remotely you can receive a consultation, during which an insurance specialist will find the most suitable insurance options based on your needs. You can apply for a consultation here. You can sign the Term Life agreement without leaving your home.
In case an insurance event has happened, you can fill in indemnity form online here.
If you wish to add or change beneficiary or make other amendments to the agreement, you can send us an application in the internet bank. In case of questions, please call us at +371 67079800 (on working days from 9.00 to 17.00).
Why choose SEB as your insurance partner?
We help our customers to understand what insurance solutions they need to be sufficiently protected in their different situations.
- Good expert advice
- Widest selection of personal and family insurance covers
- Customizable and flexible solutions
- Responsible protection