Apply online via Internet bank and get a quick response. The loan amount will be credited to your SEB bank account automatically, immediately after the loan agreement is signed. If you are not yet a customer of SEB Bank, you can apply for a consumer loan at any branch of SEB Bank.
You can also apply for a consumer loan at any branch of SEB banka.
Borrow wisely, considering your ability to repay the loan.
The interest rate on the loan |
We offer customer loan with fixed interest rate:
With Customer Benefit Programme Gold and Silver level advantages, you can use customer loan with lower interest rates as well as other services with discounts. |
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The amount of the loan |
From 500 up to 15,000 EUR The available amount of the loan will depend on your income, your existing debt obligations, and your credit history. |
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Issuing of the loan |
The amount of the loan will be credited to your account with SEB banka automatically after signing of the loan agreement. |
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Maturity date |
From 1 to 5 years If you decide to repay your loan early, you will be able to do so without incurring any additional costs. |
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Monthly repayment of the loan and interest |
May not exceed 40% of your net income (taking into account your other loans and lease payments). The repayment of the loan and interest occurs in equal monthly instalments, enabling your to monitor and plan your expenses easily. Each month, the amount repayable will be automatically deducted from your account with SEB banka. |
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Documents to be submitted |
To receive a consumer loan, you will need to present a document to prove your identity (your passport or ID card) and submit the following:
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Annual percentage rate on a leasing deal
The annual interest rate is 3.81%. Assuming a car price of 15 000 EUR, a financial leasing period of 5 years and a down payment of 10%, the leasing interest rate will be 3% + 3 months. EURIBOR, as well as commission fee for the leasing transaction of 1.5% of the leasing object price (225 EUR). Under these conditions, the total amount to be repaid is EUR 16,301.65 with a monthly payment of EUR 242.94. This example is informative. Each customer’s situation is evaluated individually.
Annual percentage rate on a consumer loan
The annual interest rate is 11.5%. Assuming the loan amount (car price) is EUR 15 000, the loan agreement lasts for 5 years, a down payment of 0% and a fixed interest rate of 10%, a commission fee is EUR 300. Under such conditions, the total amount to be repaid is EUR 19 422.24 with a monthly payment of EUR 318.71. This example is informative. Each customer’s situation is evaluated individually.
In force from | In force to | |
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Consumer loan application (LAT) |
25.05.2018
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In force
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We offer you a free consultation before you make your decision on the consumer loan.
Services | Fees |
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Revision of the application | Free of charge |
Processing of the loan, increasing of the loan limit, extending the term of the loan (% of the granted amount or in case of extending the term of the loan balance)1 | 2%, min 50.00 EUR |
Repayment of the loan before maturity | Free of charge |
Other changes on the customer's initiative1 | 30.00 EUR |
1 The commission fee must be paid on the day the agreement or amendments are signed.
Borrowing is an important decision involving risk, therefore we encourage you to:
Uzmanību! Jūsu pārlūkprogramma neatbilst SEB mājas lapas prasībām, lūdzu, atjaunojiet to vai izmantojiet citu ierīci lapas aplūkošanai.
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