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Overdraft

Overdraft

It is no longer possible to apply for overdraft.

If you need additional funds, please review other financial solutions.

The interest rate on the loan

You will only need to pay interest on the overdrawn amount – 26% p.a.;

The users of the Customer Plan are charged only 21% p.a.

Repayment of the loan

You can use the overdraft repeatedly, because it will be repaid from the money credited to your account.

Maturity date

Although the overdraft is repaid from the salary credited to your account each month, it is issued for one year. If the amount of the salary credited to your account does not change, the overdraft will be automatically extended to the next year. If your salary has changed, the overdraft limit may be changed. 

 

Services Fees
Using the limit (% p. a. of the used amount) 26% per year of the actually used limit
Using the limit, if the customer had the Customer's plan at the time of signing of the agreement (% p.a. of the used amount) 21% per year of the actually used limit
Using the limit, if the Overdraft had been issued until 01.11.2012 (% p.a. of the used amount) 24% per year of the actually used limit
Changes on the customer's initiative1 10.00 EUR
Extending the term of the overdraft agreement 10.00 EUR
Sending a notice in Internet bank mail Free of charge

 


 

1 The commission fee must be paid on the day the agreement or amendments are signed.

Contacts

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