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Significant improvements in the use of credit cards

Clearer overview of transactions

  • All the credit card transactions with your money and credit limit are displayed in one place – the credit card’s account statement
  • Available credit card balance is shown not only in the internet bank and ATMs, but also in the mobile app

Simpler repayment of the credit limit

  • If you transfer personal funds to credit card’s account, your money will be used primarily and only then the credit limit
  • Credit limit is automatically transferred to the new credit card’s account
  • All incoming transactions in credit card’s account are automatically considered as repayment of credit limit (if it has been used)

Convenient transactions

  • You can use funds granted by the bank for your transactions without additional transfers from the credit limit
  • You and other people can freely transfer money to your credit card’s account

When you receive and activate the credit card, keep in mind:

  1. If you have SEB internet bank, you will receive the new card by post. If you don’t have SEB internet bank, please book a meeting in a branch to receive the new card. If you have multiple credit cards, all of them will be renewed at the same time.
  2. Card will have a new PIN code. You can view it in the internet bank’s section My cards. If you don’t have internet bank, you will receive the PIN code together with the card at a branch.
  3. A new free credit card’s account is automatically opened for the renewed credit card. Your own money in the current credit card account will not be automatically transferred to the new credit card’s account. You can transfer the funds to the new credit card’s account and close the current account.
  4. To make transactions from the new credit card’s account, set transaction limits in the internet bank’s section Accounts/Cards – Current accounts – Change limit.

If multiple cards are linked to one account

By activating any of the cards linked to the same account all the current cards will no longer be valid.

Please activate all the renewed cards at the same time to avoid any misunderstandings. The easiest way to activate the cards is via the internet bank. If you don’t have internet bank, you can activate the cards by visiting a branch together.

For your convenience

  • Automatic repayment account can be changed in the internet bank, and changes will take effect immediately
  • Refund transactions are paid into credit card’s account and automatically considered as repayment of credit limit (if it has been used)
  • Your current card agreement will remain in force, so you do not need to sign any additional documents