Asset manager - IP AS SEB Investment Management; AS SEB banka is the holder of the assets.
Age: 15–50
SEB dynamic plan
SEB dynamic plan
- The saving period is longer than 15 years
- A high risk fund with equities up to 100%
- A fund manager actively monitors the fund and seeks the best opportunities in the market
- Wider investment universe includes also local and alternative investments
- The fund follows the SEB sustainability strategy
- The goal is to outperform passively managed index funds with similar characteristics. Both short and medium term returns could deviate due to different investment strategies
Age: 15–50
SEB Index plan
SEB Index plan
- The saving period is longer than 15 years
- A high risk fund with equities up to 100%
- A fund manager does not manage market risks
- Follows and replicates the performance of global listed equity markets
- The goal is to follow the investment return of global financial markets with no possibility of outperformance
Age: 51-55
SEB active plan
SEB active plan
- More than 10 years left until retirement
- Investment in shares up to 50%
- If you expect higher profitability
- You are ready to assume a higher risk
Age: 56-60
SEB balanced plan
SEB balanced plan
- More than 5 years until retirement
- Investment in shares – not more than 25%
- You expect average profitability
- You are ready to tolerate moderate short term fluctuations
Age: 61+
SEB conservative plan
SEB conservative plan
- Less than 5 years until retirement
- The investments are made in fixed income securities
- Retaining of the pension capital with minimum fluctuations is important for you
More about the 2nd pension pillar
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