Switch to mobile version. Top

SEB Index plan

SEB Index plan

  • The lowest commission among all 2nd pension level plans in Latvia - about 40% lower than other index plans*.
  • Performance fee is not withheld.
  • Higher expected return in the long term.
  • Suitable for you, if you have 20 to 30 years until retirement and you are ready to take a high risk.

*Source: manapensija.lv, index plan commission fee categories “Active plans 50%” and “Active plans 75%” were compared; accessed on 01.09.2020.

This investment plan is appropriate for you if

  • More than 20 years are left until your retirement

  • You are prepared to accept significant short-term fluctuations of capital

  • You expect a better return


A global investment plan, which assets are tied to stock and bond indices.
*) at least 25% - bond market indices

*) investments in stock market indices, that can reach the maximum proportion specified in the regulations of the Republic of Latvia (75%)

  Bond market indices
  Stock market indices

Savings goal

To raise the pension capital in the long term.

Asset Manager at IP AS "SEB Investment Management", address: Antonijas iela 9 -12, Riga, LV-1010; holder of funds AS “SEB banka”. 2nd pension pillar investment plan prospectus and the "Fundamental information for participants" document are available under the "Documents" section.

Where does 6% of my gross salary go?

As a 2nd pension pillar participant*, until your retirement you automatically direct 6% of your gross salary to the savings, that are invested in financial markets by the fund manager with the aim of increasing the amount of your savings.

*The 2nd pension pillar participants are all employed tax payers born after 1 July 1971, or persons who have individually applied for it.

Latvija.lv logo

You can apply for the SEB 2nd pillar pension plans even if you are not a customer of SEB bank.Latvija.lv logo
This can be done in any SSIA office or online on latvija.lv

Prospectus of the plan (LAT)

Basic information intended for participants

  In force to
SEB dynamic plan (LAT)
In force
SEB active plan (LAT)
In force
SEB balanced plan (LAT)
In force
SEB conservative plan (LAT)
In force
SEB European plan (LAT)
In force
SEB Latvian plan (LAT)
In force
SEB Index plan (LAT)
In force


  • +371 26668777
    +371 67779988

    Block payment card and internet bank


    Other questions

    Private customers

    Mon - Fri 08.00 - 20.00

    Business customers

    Mon - Fri 08.30 - 18.00


Uzmanību! Jūsu pārlūkprogramma neatbilst SEB mājas lapas prasībām, lūdzu, atjaunojiet to vai izmantojiet citu ierīci lapas aplūkošanai.

Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.

Внимание! Ваш браузер не отвечает требованиям, необходимым для посещения сайта SEB. Просим поменять браузер или устройство, при помощи которого вы производите поиск в браузере.