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- Pension
- 2nd pension pillar
- Investment plans
- SEB Index plan
SEB Index plan
- The lowest commission among all 2nd pension level plans in Latvia - about 40% lower than other index plans*.
- Performance fee is not withheld.
- Higher expected return in the long term.
- Suitable for you, if you have 20 to 30 years until retirement and you are ready to take a high risk.
*Source: manapensija.lv, index plan commission fee categories “Active plans 50%” and “Active plans 75%” were compared; accessed on 01.09.2020.
This investment plan is appropriate for you if
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More than 20 years are left until your retirement
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You are prepared to accept significant short-term fluctuations of capital
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You expect a better return
Investments
A global investment plan, which assets are tied to stock and bond indices.
*) at least 25% - bond market indices
*) investments in stock market indices, that can reach the maximum proportion specified in the regulations of the Republic of Latvia (75%)
Bond market indices
Stock market indicesSavings goal
To raise the pension capital in the long term.
Asset Manager at IP AS "SEB Investment Management", address: Antonijas iela 9 -12, Riga, LV-1010; holder of funds AS “SEB banka”. 2nd pension pillar investment plan prospectus and the "Fundamental information for participants" document are available under the "Documents" section.
Where does 6% of my gross salary go?
As a 2nd pension pillar participant*, until your retirement you automatically direct 6% of your gross salary to the savings, that are invested in financial markets by the fund manager with the aim of increasing the amount of your savings.
*The 2nd pension pillar participants are all employed tax payers born after 1 July 1971, or persons who have individually applied for it.
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Where does 6% of my gross salary go?
As a 2nd pension pillar participant*, until your retirement you automatically direct 6% of your gross salary to the savings, that are invested in financial markets by the fund manager with the aim of increasing the amount of your savings.
*The 2nd pension pillar participants are all working persons born after 1 July 1971, or persons who have individually applied for it.
You can apply for the SEB 2nd pillar pension plans even if you are not a customer of SEB bank.
This can be done in any SSIA office or online on latvija.lv.
Basic information intended for participants
| In force to | |
|---|---|
| SEB dynamic plan (LAT) |
In force
|
| SEB active plan (LAT) |
In force
|
| SEB balanced plan (LAT) |
In force
|
| SEB conservative plan (LAT) |
In force
|
| SEB European plan (LAT) |
In force
|
| SEB Latvian plan (LAT) |
In force
|
| SEB Index plan (LAT) |
In force
|